Your home deposit is ready.
Home ownership is quicker than you thought possible with a little home deposit assist in Melbourne from Mum & Dad.
Builders
Promotion
We use our relationships to be the gateway between the provider and the lenders together with your own cash savings and we use that to secure a new home. Then we progress to a home loan from one of our loan experts.
Fastrack to Eligibility
Most lenders will require a 5% deposit prior to the approval of your home loan. If you haven't achieved that, we can help with the 5% loans. Have no deposit no worries!
We can set up the HDA for the deposit for up to $10k. This will save you $5k on Lenders mortgage insurance and get you in sooner. $25000 home builders grant . click FAQ
Investment Property
We also help first-time investors who can purchase and use the rental income to help them make repayments easier. We usually provide the HDA at settlement and help however we can secure the new home for you in the process.
Saving
Solutions
We believe we are the first private company in Australia offering help with home loan deposits and help getting a home loan with low deposit in Melbourne. Naturally, our lenders will have the final say on whether you qualify or not but we first start with our own process to see if you qualify with us.
The Process
Application Assessment
We will help you by assessing whether you qualify for a Builders deposit contribution from one of our partners. If you qualify, you will then be assessed by the Home lender to see if you qualify for a home loan. We don't do credit checks so it won't affect your credit rating. Need help in getting bad credit home loans & low deposit in Melbourne are available.
Deposit Support
Once you are approved, you will be asked to pay a 5% deposit. If you don't have it, we can assess your application on the basis we will assist you. TAP
no repayment of the builders equity
The builder's credit is not payable back at any time from today onwards.
100%
Home Owned
The Home Deposit Assist is yours to keep. You will own 100% of your home.
Our Model
Follow our simulation of a first & second home buyer below to understand the model and benefits.
This simulation model is based on the following conditions:
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Initial deposit of $15,000 *you may be required to save more.
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Buying a new home for $500,000
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Based on mortgage loan of $450,000
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Repayments of $2,200 per month
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30 year term p+I
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A mortgage of $450,000, monthly rental at $2,000 and saving $1,000 per month for a home for 6 months
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Assumes 4% capital growth per annum for 5 years
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All loans are subject to lender approval
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let us explore if we can get you in sooner by using the grants that are now available, FAQ


Ready to get started?
Complete the application form today and begin your home ownership journey quicker than you thought possible with a little help from Mum & Dad.